Since 1989


Our Company
Phoenix Rising
Property & Casualty
Financial Risks
Historic Investment
Marine & Energy
LOC Replacement
Bonding & Surety
Cyber Liability
Contact Us




Web site designed and maintain by





E-Business is hot! But a global marketplace means global risks. Copyright infringement, Extortion, Fraudulent Input, Loss of Intellectual Property or Trade Secrets, Multi-media and Systems Liability, Loss of Market share, Legal defense and additional business interruption- all need effective Security and Protection beyond the usual methods of Software, firewalls, hot-sites. Industry specific surveys report losses arising from Viruses 76%, Disasters 28%, Employees 42%, and  Hackers 31% . The average cost to the owner $500,000.00! Ever-changing Technology means ever-changing Risks, call on us when protecting YOUR assets!      

Sorry, your browser doesn't support Java(tm).


Programs and Services

Click on the links below to e-mail us any questions you may have on our additional programs and services.

General Liability
Cargo Stock Thru Put
Physical Damages

Operational Insurance
Professional Liability / E & O




R.F. Hatzel & Co, Inc. Copyright 2001 All Rights Reserved